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<p>Due to the decline in economic activities, the ability of the borrowers to pay their debts has decreased, while the non-payment movement has caused problems in debt recovery. The debt recovery has been affected due to the fact that the same person has been taking loans from more than one organization and investing in non-</p>
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<p>As of March last year, there were 5.99 customers of 63 microfinance companies, and the number of borrowers stood at 3.1 million. Microfinance institutions have invested a total of Rs 441 billion in loans. The central bank had formed a task force under the coordination of the Executive Director of the Economic Research Department of NRB, Dr Prakash Kumar Shrestha in the month of Shrawn (mid-July to mid-August) after the members of microfinance companies protested saying that they were suffering from the operators of microfinance companies. </p>
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include - APP/View/MagazineArticles/view.ctp, line 54
View::_evaluate() - CORE/Cake/View/View.php, line 971
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Notice (8): Trying to access array offset on value of type null [APP/View/MagazineArticles/view.ctp, line 54]
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View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
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Microfinance Companies Struggling to Recover Debts
1 min 39 sec to read
Microfinance companies have been providing loans against collateral as well as collateral-free loans by forming groups of poor and underprivileged people. The microfinance companies are currently struggling to recover their loans.
Due to the decline in economic activities, the ability of the borrowers to pay their debts has decreased, while the non-payment movement has caused problems in debt recovery. The debt recovery has been affected due to the fact that the same person has been taking loans from more than one organization and investing in non-
According to the data of Nepal Rastra Bank, the average bad loans of microfinance companies was 2.97 percent in June 2021. By March 2022, bad loans reached 7.43 percent. Although the official data has not been published, it is estimated that the bad loans of microfinance companies have reached about 10 percent in June 2023.
The Nepal Rastra Bank in June issued instructions and extended the deadline of repayment of loans of the customers who could not pay their loans to the microfinance companies by one year.
The central bank had made an arrangement to restructure the loans for the active borrowers of microfinance companies, allowing them to pay a minimum interest amount of 5 percent of the outstanding interest to reschedule the loan. Janadarn Dev Pant, chief executive officer of Nirdhan Utthan Lagubitta Bittiya Sansthan, says that if the rescheduling facility is not provided, the ratio of bad loans of microfinance companies will double.
As of March last year, there were 5.99 customers of 63 microfinance companies, and the number of borrowers stood at 3.1 million. Microfinance institutions have invested a total of Rs 441 billion in loans. The central bank had formed a task force under the coordination of the Executive Director of the Economic Research Department of NRB, Dr Prakash Kumar Shrestha in the month of Shrawn (mid-July to mid-August) after the members of microfinance companies protested saying that they were suffering from the operators of microfinance companies.
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'title' => 'Microfinance Companies Struggling to Recover Debts',
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'content' => '<p>Microfinance companies have been providing loans against collateral as well as collateral-free loans by forming groups of poor and underprivileged people. The microfinance companies are currently struggling to recover their loans.</p>
<p>Due to the decline in economic activities, the ability of the borrowers to pay their debts has decreased, while the non-payment movement has caused problems in debt recovery. The debt recovery has been affected due to the fact that the same person has been taking loans from more than one organization and investing in non-</p>
<p> According to the data of Nepal Rastra Bank, the average bad loans of microfinance companies was 2.97 percent in June 2021. By March 2022, bad loans reached 7.43 percent. Although the official data has not been published, it is estimated that the bad loans of microfinance companies have reached about 10 percent in June 2023.</p>
<p>The Nepal Rastra Bank in June issued instructions and extended the deadline of repayment of loans of the customers who could not pay their loans to the microfinance companies by one year.</p>
<p>The central bank had made an arrangement to restructure the loans for the active borrowers of microfinance companies, allowing them to pay a minimum interest amount of 5 percent of the outstanding interest to reschedule the loan. Janadarn Dev Pant, chief executive officer of Nirdhan Utthan Lagubitta Bittiya Sansthan, says that if the rescheduling facility is not provided, the ratio of bad loans of microfinance companies will double.</p>
<p>As of March last year, there were 5.99 customers of 63 microfinance companies, and the number of borrowers stood at 3.1 million. Microfinance institutions have invested a total of Rs 441 billion in loans. The central bank had formed a task force under the coordination of the Executive Director of the Economic Research Department of NRB, Dr Prakash Kumar Shrestha in the month of Shrawn (mid-July to mid-August) after the members of microfinance companies protested saying that they were suffering from the operators of microfinance companies. </p>
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simplexml_load_file - [internal], line ??
include - APP/View/Elements/side_bar.ctp, line 133
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::_renderElement() - CORE/Cake/View/View.php, line 1224
View::element() - CORE/Cake/View/View.php, line 418
include - APP/View/MagazineArticles/view.ctp, line 279
View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
View::render() - CORE/Cake/View/View.php, line 473
Controller::render() - CORE/Cake/Controller/Controller.php, line 968
Dispatcher::_invoke() - CORE/Cake/Routing/Dispatcher.php, line 200
Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
[main] - APP/webroot/index.php, line 117
