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<p>However, the central bank has tightened lending to real state in the Kathmandu Valley by lowering the loan to value (LTV) ratio.</p>
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<p>The LTV ratio was 80 percent in the past and reducing it to 40 percent will further lead to decrease in construction of houses, which will affect housing industry as well, added Garg.</p>
<p> Despite the need to encourage decentralized development for the sake of implementation of federalism, the government has discouraged it, said Garg. Even if the ratio is decreased in the capitals of federal provinces, it should not be decreased in the Kathmandu valley, suggested Garg.</p>
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<p>Previously, the limit was Rs 10 million but the new monetary policy of NRB has now been increased the ceiling to Rs 15 million.</p>
<p>However, the central bank has tightened lending to real state in the Kathmandu Valley by lowering the loan to value (LTV) ratio.</p>
<p>The LTV ratio was previously 50 percent but has now been set at 40 percent in the Kathmandu valley. The previous ratio is still same for other regions though, claims NRB. The policy is expected to help to decentralize the development of various sectors.</p>
<p>The increase in loan ceiling and decrease in LTV will result in the increase in prices of commercial complexes, housings and apartments, claims Ashish Garg, coordinator of Nepal Land and Housing Developers’ Association.</p>
<p>The LTV ratio was 80 percent in the past and reducing it to 40 percent will further lead to decrease in construction of houses, which will affect housing industry as well, added Garg.</p>
<p> Despite the need to encourage decentralized development for the sake of implementation of federalism, the government has discouraged it, said Garg. Even if the ratio is decreased in the capitals of federal provinces, it should not be decreased in the Kathmandu valley, suggested Garg.</p>
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View::_render() - CORE/Cake/View/View.php, line 933
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Notice (8): Trying to access array offset on value of type null [APP/View/Articles/view.ctp, line 115]
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<p>Previously, the limit was Rs 10 million but the new monetary policy of NRB has now been increased the ceiling to Rs 15 million.</p>
<p>However, the central bank has tightened lending to real state in the Kathmandu Valley by lowering the loan to value (LTV) ratio.</p>
<p>The LTV ratio was previously 50 percent but has now been set at 40 percent in the Kathmandu valley. The previous ratio is still same for other regions though, claims NRB. The policy is expected to help to decentralize the development of various sectors.</p>
<p>The increase in loan ceiling and decrease in LTV will result in the increase in prices of commercial complexes, housings and apartments, claims Ashish Garg, coordinator of Nepal Land and Housing Developers’ Association.</p>
<p>The LTV ratio was 80 percent in the past and reducing it to 40 percent will further lead to decrease in construction of houses, which will affect housing industry as well, added Garg.</p>
<p> Despite the need to encourage decentralized development for the sake of implementation of federalism, the government has discouraged it, said Garg. Even if the ratio is decreased in the capitals of federal provinces, it should not be decreased in the Kathmandu valley, suggested Garg.</p>
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<p>However, the central bank has tightened lending to real state in the Kathmandu Valley by lowering the loan to value (LTV) ratio.</p>
<p>The LTV ratio was previously 50 percent but has now been set at 40 percent in the Kathmandu valley. The previous ratio is still same for other regions though, claims NRB. The policy is expected to help to decentralize the development of various sectors.</p>
<p>The increase in loan ceiling and decrease in LTV will result in the increase in prices of commercial complexes, housings and apartments, claims Ashish Garg, coordinator of Nepal Land and Housing Developers’ Association.</p>
<p>The LTV ratio was 80 percent in the past and reducing it to 40 percent will further lead to decrease in construction of houses, which will affect housing industry as well, added Garg.</p>
<p> Despite the need to encourage decentralized development for the sake of implementation of federalism, the government has discouraged it, said Garg. Even if the ratio is decreased in the capitals of federal provinces, it should not be decreased in the Kathmandu valley, suggested Garg.</p>
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View::_evaluate() - CORE/Cake/View/View.php, line 971
View::_render() - CORE/Cake/View/View.php, line 933
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Notice (8): Trying to access array offset on value of type null [APP/View/Articles/view.ctp, line 116]
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<p>Previously, the limit was Rs 10 million but the new monetary policy of NRB has now been increased the ceiling to Rs 15 million.</p>
<p>However, the central bank has tightened lending to real state in the Kathmandu Valley by lowering the loan to value (LTV) ratio.</p>
<p>The LTV ratio was previously 50 percent but has now been set at 40 percent in the Kathmandu valley. The previous ratio is still same for other regions though, claims NRB. The policy is expected to help to decentralize the development of various sectors.</p>
<p>The increase in loan ceiling and decrease in LTV will result in the increase in prices of commercial complexes, housings and apartments, claims Ashish Garg, coordinator of Nepal Land and Housing Developers’ Association.</p>
<p>The LTV ratio was 80 percent in the past and reducing it to 40 percent will further lead to decrease in construction of houses, which will affect housing industry as well, added Garg.</p>
<p> Despite the need to encourage decentralized development for the sake of implementation of federalism, the government has discouraged it, said Garg. Even if the ratio is decreased in the capitals of federal provinces, it should not be decreased in the Kathmandu valley, suggested Garg.</p>
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<p>Previously, the limit was Rs 10 million but the new monetary policy of NRB has now been increased the ceiling to Rs 15 million.</p>
<p>However, the central bank has tightened lending to real state in the Kathmandu Valley by lowering the loan to value (LTV) ratio.</p>
<p>The LTV ratio was previously 50 percent but has now been set at 40 percent in the Kathmandu valley. The previous ratio is still same for other regions though, claims NRB. The policy is expected to help to decentralize the development of various sectors.</p>
<p>The increase in loan ceiling and decrease in LTV will result in the increase in prices of commercial complexes, housings and apartments, claims Ashish Garg, coordinator of Nepal Land and Housing Developers’ Association.</p>
<p>The LTV ratio was 80 percent in the past and reducing it to 40 percent will further lead to decrease in construction of houses, which will affect housing industry as well, added Garg.</p>
<p> Despite the need to encourage decentralized development for the sake of implementation of federalism, the government has discouraged it, said Garg. Even if the ratio is decreased in the capitals of federal provinces, it should not be decreased in the Kathmandu valley, suggested Garg.</p>
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July 10: Nepal Rastra Bank has increased the ceiling for personal housing loan by Rs 5 million.
Previously, the limit was Rs 10 million but the new monetary policy of NRB has now been increased the ceiling to Rs 15 million.
However, the central bank has tightened lending to real state in the Kathmandu Valley by lowering the loan to value (LTV) ratio.
The LTV ratio was previously 50 percent but has now been set at 40 percent in the Kathmandu valley. The previous ratio is still same for other regions though, claims NRB. The policy is expected to help to decentralize the development of various sectors.
The increase in loan ceiling and decrease in LTV will result in the increase in prices of commercial complexes, housings and apartments, claims Ashish Garg, coordinator of Nepal Land and Housing Developers’ Association.
The LTV ratio was 80 percent in the past and reducing it to 40 percent will further lead to decrease in construction of houses, which will affect housing industry as well, added Garg.
Despite the need to encourage decentralized development for the sake of implementation of federalism, the government has discouraged it, said Garg. Even if the ratio is decreased in the capitals of federal provinces, it should not be decreased in the Kathmandu valley, suggested Garg.
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Dispatcher::dispatch() - CORE/Cake/Routing/Dispatcher.php, line 167
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<p>Previously, the limit was Rs 10 million but the new monetary policy of NRB has now been increased the ceiling to Rs 15 million.</p>
<p>However, the central bank has tightened lending to real state in the Kathmandu Valley by lowering the loan to value (LTV) ratio.</p>
<p>The LTV ratio was previously 50 percent but has now been set at 40 percent in the Kathmandu valley. The previous ratio is still same for other regions though, claims NRB. The policy is expected to help to decentralize the development of various sectors.</p>
<p>The increase in loan ceiling and decrease in LTV will result in the increase in prices of commercial complexes, housings and apartments, claims Ashish Garg, coordinator of Nepal Land and Housing Developers’ Association.</p>
<p>The LTV ratio was 80 percent in the past and reducing it to 40 percent will further lead to decrease in construction of houses, which will affect housing industry as well, added Garg.</p>
<p> Despite the need to encourage decentralized development for the sake of implementation of federalism, the government has discouraged it, said Garg. Even if the ratio is decreased in the capitals of federal provinces, it should not be decreased in the Kathmandu valley, suggested Garg.</p>
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'summary' => 'Nepal Rastra Bank has increased the ceiling for personal housing loan by Rs 5 million.',
'content' => '<p>July 10: Nepal Rastra Bank has increased the ceiling for personal housing loan by Rs 5 million.</p>
<p>Previously, the limit was Rs 10 million but the new monetary policy of NRB has now been increased the ceiling to Rs 15 million.</p>
<p>However, the central bank has tightened lending to real state in the Kathmandu Valley by lowering the loan to value (LTV) ratio.</p>
<p>The LTV ratio was previously 50 percent but has now been set at 40 percent in the Kathmandu valley. The previous ratio is still same for other regions though, claims NRB. The policy is expected to help to decentralize the development of various sectors.</p>
<p>The increase in loan ceiling and decrease in LTV will result in the increase in prices of commercial complexes, housings and apartments, claims Ashish Garg, coordinator of Nepal Land and Housing Developers’ Association.</p>
<p>The LTV ratio was 80 percent in the past and reducing it to 40 percent will further lead to decrease in construction of houses, which will affect housing industry as well, added Garg.</p>
<p> Despite the need to encourage decentralized development for the sake of implementation of federalism, the government has discouraged it, said Garg. Even if the ratio is decreased in the capitals of federal provinces, it should not be decreased in the Kathmandu valley, suggested Garg.</p>
<p> </p>
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