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<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
<p style="text-align: justify;">To relieve the situation, NRB revised the monetary policy and tightened the loans for purchase of automobiles and real estate and also eased the CCD calculation. This made BFIs somewhat easier to work according to the stipulated CCD ratio. After that, the BFIs started to take deposit at the interest rate of 12 per cent as before.</p>
<p style="text-align: justify;">As the NRB has offered the deposit at this moment, banks claim that this will create moral pressure on the banks. "If we take the deposit in less interest rate, we have already published advertisement for providing an interest rate of up to 12 per cent. And if we don’t accept the NRB deposit, it will give a message that we are not in a liquidity crisis as said by the NRB," said one of the banker.</p>
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<p style="text-align: justify;">With this, a moral question has arisen to the banks, how much interest the banks, which are paying up to 15 per cent of interest to other institutional depositors, will pay to the Nepal Rastra Bank (NRB).</p>
<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
<p style="text-align: justify;">To relieve the situation, NRB revised the monetary policy and tightened the loans for purchase of automobiles and real estate and also eased the CCD calculation. This made BFIs somewhat easier to work according to the stipulated CCD ratio. After that, the BFIs started to take deposit at the interest rate of 12 per cent as before.</p>
<p style="text-align: justify;">As the NRB has offered the deposit at this moment, banks claim that this will create moral pressure on the banks. "If we take the deposit in less interest rate, we have already published advertisement for providing an interest rate of up to 12 per cent. And if we don’t accept the NRB deposit, it will give a message that we are not in a liquidity crisis as said by the NRB," said one of the banker.</p>
<p style="text-align: justify;">NRB has announced on Wednesday that it will keep the fixed deposit for one year from April 17, 2017 to April 14, 2018. Prior to this, the Financial Management Department of NRB had also invested Rs 725 million on February 24 and Rs 1.57 billion on February 5, 2017 as fixed deposit.</p>
<p style="text-align: justify;">As per the notice of NRB, out of the total amount, Rs 279.8 billion will be deposited in the commercial Banks, Rs 524.7 million in the development banks and Rs 174.8 million in financial companies.</p>
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<p style="text-align: justify;">With this, a moral question has arisen to the banks, how much interest the banks, which are paying up to 15 per cent of interest to other institutional depositors, will pay to the Nepal Rastra Bank (NRB).</p>
<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
<p style="text-align: justify;">To relieve the situation, NRB revised the monetary policy and tightened the loans for purchase of automobiles and real estate and also eased the CCD calculation. This made BFIs somewhat easier to work according to the stipulated CCD ratio. After that, the BFIs started to take deposit at the interest rate of 12 per cent as before.</p>
<p style="text-align: justify;">As the NRB has offered the deposit at this moment, banks claim that this will create moral pressure on the banks. "If we take the deposit in less interest rate, we have already published advertisement for providing an interest rate of up to 12 per cent. And if we don’t accept the NRB deposit, it will give a message that we are not in a liquidity crisis as said by the NRB," said one of the banker.</p>
<p style="text-align: justify;">NRB has announced on Wednesday that it will keep the fixed deposit for one year from April 17, 2017 to April 14, 2018. Prior to this, the Financial Management Department of NRB had also invested Rs 725 million on February 24 and Rs 1.57 billion on February 5, 2017 as fixed deposit.</p>
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<p style="text-align: justify;">With this, a moral question has arisen to the banks, how much interest the banks, which are paying up to 15 per cent of interest to other institutional depositors, will pay to the Nepal Rastra Bank (NRB).</p>
<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
<p style="text-align: justify;">To relieve the situation, NRB revised the monetary policy and tightened the loans for purchase of automobiles and real estate and also eased the CCD calculation. This made BFIs somewhat easier to work according to the stipulated CCD ratio. After that, the BFIs started to take deposit at the interest rate of 12 per cent as before.</p>
<p style="text-align: justify;">As the NRB has offered the deposit at this moment, banks claim that this will create moral pressure on the banks. "If we take the deposit in less interest rate, we have already published advertisement for providing an interest rate of up to 12 per cent. And if we don’t accept the NRB deposit, it will give a message that we are not in a liquidity crisis as said by the NRB," said one of the banker.</p>
<p style="text-align: justify;">NRB has announced on Wednesday that it will keep the fixed deposit for one year from April 17, 2017 to April 14, 2018. Prior to this, the Financial Management Department of NRB had also invested Rs 725 million on February 24 and Rs 1.57 billion on February 5, 2017 as fixed deposit.</p>
<p style="text-align: justify;">As per the notice of NRB, out of the total amount, Rs 279.8 billion will be deposited in the commercial Banks, Rs 524.7 million in the development banks and Rs 174.8 million in financial companies.</p>
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<p style="text-align: justify;">With this, a moral question has arisen to the banks, how much interest the banks, which are paying up to 15 per cent of interest to other institutional depositors, will pay to the Nepal Rastra Bank (NRB).</p>
<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
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<p style="text-align: justify;">As the NRB has offered the deposit at this moment, banks claim that this will create moral pressure on the banks. "If we take the deposit in less interest rate, we have already published advertisement for providing an interest rate of up to 12 per cent. And if we don’t accept the NRB deposit, it will give a message that we are not in a liquidity crisis as said by the NRB," said one of the banker.</p>
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<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
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<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
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March 30: The Nepal Rastra Bank (NRB) is providing Rs 3.5 billion to the banking system to ease the ongoing credit crunch. The amount is to be injected by the central bank of Nepal in the form of fixed deposit.
With this, a moral question has arisen to the banks, how much interest the banks, which are paying up to 15 per cent of interest to other institutional depositors, will pay to the Nepal Rastra Bank (NRB).
The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.
To relieve the situation, NRB revised the monetary policy and tightened the loans for purchase of automobiles and real estate and also eased the CCD calculation. This made BFIs somewhat easier to work according to the stipulated CCD ratio. After that, the BFIs started to take deposit at the interest rate of 12 per cent as before.
As the NRB has offered the deposit at this moment, banks claim that this will create moral pressure on the banks. "If we take the deposit in less interest rate, we have already published advertisement for providing an interest rate of up to 12 per cent. And if we don’t accept the NRB deposit, it will give a message that we are not in a liquidity crisis as said by the NRB," said one of the banker.
NRB has announced on Wednesday that it will keep the fixed deposit for one year from April 17, 2017 to April 14, 2018. Prior to this, the Financial Management Department of NRB had also invested Rs 725 million on February 24 and Rs 1.57 billion on February 5, 2017 as fixed deposit.
As per the notice of NRB, out of the total amount, Rs 279.8 billion will be deposited in the commercial Banks, Rs 524.7 million in the development banks and Rs 174.8 million in financial companies.
The Financial Management Department of NRB has requested the interested BFIs to submit proposals for receiving the money as fixed deposit stating the amount and the interest rate by 11:00 am of March 31.
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<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
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<p style="text-align: justify;">With this, a moral question has arisen to the banks, how much interest the banks, which are paying up to 15 per cent of interest to other institutional depositors, will pay to the Nepal Rastra Bank (NRB).</p>
<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
<p style="text-align: justify;">To relieve the situation, NRB revised the monetary policy and tightened the loans for purchase of automobiles and real estate and also eased the CCD calculation. This made BFIs somewhat easier to work according to the stipulated CCD ratio. After that, the BFIs started to take deposit at the interest rate of 12 per cent as before.</p>
<p style="text-align: justify;">As the NRB has offered the deposit at this moment, banks claim that this will create moral pressure on the banks. "If we take the deposit in less interest rate, we have already published advertisement for providing an interest rate of up to 12 per cent. And if we don’t accept the NRB deposit, it will give a message that we are not in a liquidity crisis as said by the NRB," said one of the banker.</p>
<p style="text-align: justify;">NRB has announced on Wednesday that it will keep the fixed deposit for one year from April 17, 2017 to April 14, 2018. Prior to this, the Financial Management Department of NRB had also invested Rs 725 million on February 24 and Rs 1.57 billion on February 5, 2017 as fixed deposit.</p>
<p style="text-align: justify;">As per the notice of NRB, out of the total amount, Rs 279.8 billion will be deposited in the commercial Banks, Rs 524.7 million in the development banks and Rs 174.8 million in financial companies.</p>
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<p style="text-align: justify;">With this, a moral question has arisen to the banks, how much interest the banks, which are paying up to 15 per cent of interest to other institutional depositors, will pay to the Nepal Rastra Bank (NRB).</p>
<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
<p style="text-align: justify;">To relieve the situation, NRB revised the monetary policy and tightened the loans for purchase of automobiles and real estate and also eased the CCD calculation. This made BFIs somewhat easier to work according to the stipulated CCD ratio. After that, the BFIs started to take deposit at the interest rate of 12 per cent as before.</p>
<p style="text-align: justify;">As the NRB has offered the deposit at this moment, banks claim that this will create moral pressure on the banks. "If we take the deposit in less interest rate, we have already published advertisement for providing an interest rate of up to 12 per cent. And if we don’t accept the NRB deposit, it will give a message that we are not in a liquidity crisis as said by the NRB," said one of the banker.</p>
<p style="text-align: justify;">NRB has announced on Wednesday that it will keep the fixed deposit for one year from April 17, 2017 to April 14, 2018. Prior to this, the Financial Management Department of NRB had also invested Rs 725 million on February 24 and Rs 1.57 billion on February 5, 2017 as fixed deposit.</p>
<p style="text-align: justify;">As per the notice of NRB, out of the total amount, Rs 279.8 billion will be deposited in the commercial Banks, Rs 524.7 million in the development banks and Rs 174.8 million in financial companies.</p>
<p style="text-align: justify;">The Financial Management Department of NRB has requested the interested BFIs to submit proposals for receiving the money as fixed deposit stating the amount and the interest rate by 11:00 am of March 31.</p>
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include - APP/View/Elements/side_bar.ctp, line 60
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include - APP/View/Articles/view.ctp, line 391
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<p style="text-align: justify;">With this, a moral question has arisen to the banks, how much interest the banks, which are paying up to 15 per cent of interest to other institutional depositors, will pay to the Nepal Rastra Bank (NRB).</p>
<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
<p style="text-align: justify;">To relieve the situation, NRB revised the monetary policy and tightened the loans for purchase of automobiles and real estate and also eased the CCD calculation. This made BFIs somewhat easier to work according to the stipulated CCD ratio. After that, the BFIs started to take deposit at the interest rate of 12 per cent as before.</p>
<p style="text-align: justify;">As the NRB has offered the deposit at this moment, banks claim that this will create moral pressure on the banks. "If we take the deposit in less interest rate, we have already published advertisement for providing an interest rate of up to 12 per cent. And if we don’t accept the NRB deposit, it will give a message that we are not in a liquidity crisis as said by the NRB," said one of the banker.</p>
<p style="text-align: justify;">NRB has announced on Wednesday that it will keep the fixed deposit for one year from April 17, 2017 to April 14, 2018. Prior to this, the Financial Management Department of NRB had also invested Rs 725 million on February 24 and Rs 1.57 billion on February 5, 2017 as fixed deposit.</p>
<p style="text-align: justify;">As per the notice of NRB, out of the total amount, Rs 279.8 billion will be deposited in the commercial Banks, Rs 524.7 million in the development banks and Rs 174.8 million in financial companies.</p>
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<p style="text-align: justify;">With this, a moral question has arisen to the banks, how much interest the banks, which are paying up to 15 per cent of interest to other institutional depositors, will pay to the Nepal Rastra Bank (NRB).</p>
<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
<p style="text-align: justify;">To relieve the situation, NRB revised the monetary policy and tightened the loans for purchase of automobiles and real estate and also eased the CCD calculation. This made BFIs somewhat easier to work according to the stipulated CCD ratio. After that, the BFIs started to take deposit at the interest rate of 12 per cent as before.</p>
<p style="text-align: justify;">As the NRB has offered the deposit at this moment, banks claim that this will create moral pressure on the banks. "If we take the deposit in less interest rate, we have already published advertisement for providing an interest rate of up to 12 per cent. And if we don’t accept the NRB deposit, it will give a message that we are not in a liquidity crisis as said by the NRB," said one of the banker.</p>
<p style="text-align: justify;">NRB has announced on Wednesday that it will keep the fixed deposit for one year from April 17, 2017 to April 14, 2018. Prior to this, the Financial Management Department of NRB had also invested Rs 725 million on February 24 and Rs 1.57 billion on February 5, 2017 as fixed deposit.</p>
<p style="text-align: justify;">As per the notice of NRB, out of the total amount, Rs 279.8 billion will be deposited in the commercial Banks, Rs 524.7 million in the development banks and Rs 174.8 million in financial companies.</p>
<p style="text-align: justify;">The Financial Management Department of NRB has requested the interested BFIs to submit proposals for receiving the money as fixed deposit stating the amount and the interest rate by 11:00 am of March 31.</p>
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Warning (2): simplexml_load_file() [<a href='http://php.net/function.simplexml-load-file'>function.simplexml-load-file</a>]: I/O warning : failed to load external entity "" [APP/View/Elements/side_bar.ctp, line 133]
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<p style="text-align: justify;">With this, a moral question has arisen to the banks, how much interest the banks, which are paying up to 15 per cent of interest to other institutional depositors, will pay to the Nepal Rastra Bank (NRB).</p>
<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
<p style="text-align: justify;">To relieve the situation, NRB revised the monetary policy and tightened the loans for purchase of automobiles and real estate and also eased the CCD calculation. This made BFIs somewhat easier to work according to the stipulated CCD ratio. After that, the BFIs started to take deposit at the interest rate of 12 per cent as before.</p>
<p style="text-align: justify;">As the NRB has offered the deposit at this moment, banks claim that this will create moral pressure on the banks. "If we take the deposit in less interest rate, we have already published advertisement for providing an interest rate of up to 12 per cent. And if we don’t accept the NRB deposit, it will give a message that we are not in a liquidity crisis as said by the NRB," said one of the banker.</p>
<p style="text-align: justify;">NRB has announced on Wednesday that it will keep the fixed deposit for one year from April 17, 2017 to April 14, 2018. Prior to this, the Financial Management Department of NRB had also invested Rs 725 million on February 24 and Rs 1.57 billion on February 5, 2017 as fixed deposit.</p>
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<p style="text-align: justify;">With this, a moral question has arisen to the banks, how much interest the banks, which are paying up to 15 per cent of interest to other institutional depositors, will pay to the Nepal Rastra Bank (NRB).</p>
<p style="text-align: justify;">The CCD ratio of BFIs had exceeded the limitation of 80 percent set by NRB due to the lack of lendable fund as per the demand of market. This led to unhealthy competition in the market. Due to this, Nepal Banker's Association (NBA) mediated with the banks not to pay interest more than 12 per cent to the deposits. But many bankers have faced the blame that they have disrespected the decision.</p>
<p style="text-align: justify;">To relieve the situation, NRB revised the monetary policy and tightened the loans for purchase of automobiles and real estate and also eased the CCD calculation. This made BFIs somewhat easier to work according to the stipulated CCD ratio. After that, the BFIs started to take deposit at the interest rate of 12 per cent as before.</p>
<p style="text-align: justify;">As the NRB has offered the deposit at this moment, banks claim that this will create moral pressure on the banks. "If we take the deposit in less interest rate, we have already published advertisement for providing an interest rate of up to 12 per cent. And if we don’t accept the NRB deposit, it will give a message that we are not in a liquidity crisis as said by the NRB," said one of the banker.</p>
<p style="text-align: justify;">NRB has announced on Wednesday that it will keep the fixed deposit for one year from April 17, 2017 to April 14, 2018. Prior to this, the Financial Management Department of NRB had also invested Rs 725 million on February 24 and Rs 1.57 billion on February 5, 2017 as fixed deposit.</p>
<p style="text-align: justify;">As per the notice of NRB, out of the total amount, Rs 279.8 billion will be deposited in the commercial Banks, Rs 524.7 million in the development banks and Rs 174.8 million in financial companies.</p>
<p style="text-align: justify;">The Financial Management Department of NRB has requested the interested BFIs to submit proposals for receiving the money as fixed deposit stating the amount and the interest rate by 11:00 am of March 31.</p>
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