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<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
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'content' => '<p style="text-align: justify;">January 8: After the government decided to issue subsidised loans at 2 percent interest rate under the refinancing facility to aid earthquake victims to reconstruct their houses, only 89 victims have received such loans so far. As per a recent NRB data, 28 people last year and 61 victims this year have received the loans from 11 BFIs. They have taken the loans under the refinancing scheme from A, B and C categories from across the country.</p>
<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
<p style="text-align: justify;">NRB has been providing the BFIs with the money at zero percent interest rate to undertake refinancing scheme to aid quake victims. </p>
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<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
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<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
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<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
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<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
<p style="text-align: justify;">NRB has been providing the BFIs with the money at zero percent interest rate to undertake refinancing scheme to aid quake victims. </p>
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'content' => '<p style="text-align: justify;">January 8: After the government decided to issue subsidised loans at 2 percent interest rate under the refinancing facility to aid earthquake victims to reconstruct their houses, only 89 victims have received such loans so far. As per a recent NRB data, 28 people last year and 61 victims this year have received the loans from 11 BFIs. They have taken the loans under the refinancing scheme from A, B and C categories from across the country.</p>
<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
<p style="text-align: justify;">NRB has been providing the BFIs with the money at zero percent interest rate to undertake refinancing scheme to aid quake victims. </p>
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<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
<p style="text-align: justify;">NRB has been providing the BFIs with the money at zero percent interest rate to undertake refinancing scheme to aid quake victims. </p>
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January 8: After the government decided to issue subsidised loans at 2 percent interest rate under the refinancing facility to aid earthquake victims to reconstruct their houses, only 89 victims have received such loans so far. As per a recent NRB data, 28 people last year and 61 victims this year have received the loans from 11 BFIs. They have taken the loans under the refinancing scheme from A, B and C categories from across the country.
The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.
According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.
According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.
It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.
Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.
He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.
NRB has been providing the BFIs with the money at zero percent interest rate to undertake refinancing scheme to aid quake victims.
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<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
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<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
<p style="text-align: justify;">NRB has been providing the BFIs with the money at zero percent interest rate to undertake refinancing scheme to aid quake victims. </p>
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'content' => '<p style="text-align: justify;">January 8: After the government decided to issue subsidised loans at 2 percent interest rate under the refinancing facility to aid earthquake victims to reconstruct their houses, only 89 victims have received such loans so far. As per a recent NRB data, 28 people last year and 61 victims this year have received the loans from 11 BFIs. They have taken the loans under the refinancing scheme from A, B and C categories from across the country.</p>
<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
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<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
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<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
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<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
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'content' => '<p style="text-align: justify;">January 8: After the government decided to issue subsidised loans at 2 percent interest rate under the refinancing facility to aid earthquake victims to reconstruct their houses, only 89 victims have received such loans so far. As per a recent NRB data, 28 people last year and 61 victims this year have received the loans from 11 BFIs. They have taken the loans under the refinancing scheme from A, B and C categories from across the country.</p>
<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
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'summary' => 'January 8: After the government decided to issue subsidised loans at 2 percent interest rate under the refinancing facility to aid earthquake victims to reconstruct their houses, only 89 victims have received such loans so far. As per a recent NRB data, 28 people last year and 61 victims this year have received the loans from 11 BFIs. They have taken the loans under the refinancing scheme from A, B and C categories from across the country.',
'content' => '<p style="text-align: justify;">January 8: After the government decided to issue subsidised loans at 2 percent interest rate under the refinancing facility to aid earthquake victims to reconstruct their houses, only 89 victims have received such loans so far. As per a recent NRB data, 28 people last year and 61 victims this year have received the loans from 11 BFIs. They have taken the loans under the refinancing scheme from A, B and C categories from across the country.</p>
<p style="text-align: justify;">The government had decided to provide Rs 2.5 million to the quake victims of Kathmandu Valley and Rs 1.5 million to the victims residing outside the Valley to rebuild their houses at an annual interest rate of two percent. Narayan Prasad Subedi, Spokesperson of NRB informed that Rs 254.8 million has already been distributed as the refinancing facility to the quake victims.</p>
<p style="text-align: justify;">According to NRB, BFIs have provided subsidised loans totaling Rs 59 million last year to the quake victims while it has amounted Rs 195.8 million this year.</p>
<p style="text-align: justify;">According to a report prepared by the National Planning Commission (NPC), 498,852 houses were completely destroyed and similar number of houses were partially damaged in the devastating earthquake that rattled that nation in 2015.</p>
<p style="text-align: justify;">It is said that the ineffective implementation of the plan is due to the 16-point work procedure of the central bank and internal loan policy of the BFIs. According to the Work Procedure, 2072 issued by NRB, the refinancing scheme is available only to those who have completely lost their houses in the quake.</p>
<p style="text-align: justify;">Sanima Bank has provided subsidised loans under the refinancing scheme to five quake victims so far. As per the bank, among the loan recipients, two are from Kathmandu Valley, whereas three are from outside the capital valley. Hemanta Shrestha, Credit Department Head of Sanima Bank Kalanki Branch office said that the bank provides the loan only after the owners starts Damp Proof Course (DPC) process of the houses.</p>
<p style="text-align: justify;">He further said that earthquake victim identity card, income source, land near 10 feet road and approved earthquake resistant house blueprint, among others, are required to apply for the subsidised loans under the refinancing scheme. The BFIs then after provide such loans to the applicants on the basis of the NRB work procedure taking the land as the collateral.</p>
<p style="text-align: justify;">NRB has been providing the BFIs with the money at zero percent interest rate to undertake refinancing scheme to aid quake victims. </p>
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